The Keystone Home Energy Loan Program (HELP), available to consumers only for work performed by Approved Contractor/Dealers, is fast and simple, preferred rate financing with special low rates for ENERGYSTAR ® and other qualifying improvements exclusively for Pennsylvania homeowners.
- 100% financing from $1,000 to $10,000 or more
- Unsecured – no lien or mortgage filed on borrower’s home
- No home equity is required, even new homeowners are eligible
- Fast and easy financing approval
- No costs or fees
- Up to ten-year terms with no pre-payment penalty
AFC First Financial Corporation, the provider of the EnergyLoan program is an award-winning Pennsylvania based financial institution founded in 1947. AFC is full service mortgage bank, and offers the EnergyLoan program in cooperation with over 500 quality contractors, dealers, utilities and manufacturers.
The following systems qualify*
- Heating & Cooling Systems
- Water Heater
- Geothermal Heat Pumps
*Maximum loan is $25,000. No max household income. 640 credit score required.